Manager, Loan and Debt Accounting (R14205)

The Opportunity

The Manager, Loan and Debt Accounting will oversee the day-to-day accounting activities related to Oportun’s loan portfolio and debt, ensuring accurate and timely financial reporting in accordance with applicable accounting standards and company policies. This role will lead key aspects of the monthly close process, including account reconciliations, financial analysis, and review of loan- and debt-related accounting activities.

You’ll also lead and develop accounting team members, strengthen processes and internal controls, and partner across Finance, Technology, and other teams to improve the scalability, accuracy, and efficiency of Oportun’s accounting operations.

What You'll Do

Your day-to-day

• You’ll oversee accounting activities for Oportun’s loan portfolio and debt, ensuring transactions are recorded accurately, completely, and in accordance with applicable accounting standards and company policies.
• You’ll lead the month-end close process for loan- and debt-related accounts, including journal entries, account reconciliations, supporting schedules, flux analysis, and other close activities.
• You’ll supervise, coach, and develop accounting team members, providing clear priorities, feedback, review, and ongoing support.
• You’ll strengthen accounting processes and internal controls by identifying opportunities to reduce manual work, improve data quality, streamline workflows, and improve close and reporting efficiency.
• You’ll use AI-enabled tools and emerging technologies thoughtfully to enhance accounting analysis, documentation, workflows, and operational efficiency while maintaining appropriate review and controls.
• You’ll partner with Finance, Technology, and other Oportun teams to implement process improvements, automation solutions, and scalable accounting practices supporting loan and debt activities.

Who You Are

The right fit looks like this

You’re a detail-oriented accounting leader who combines strong technical judgment with a practical approach to execution. You know how to balance accuracy, controls, deadlines, and team development while continuously looking for better ways to operate.

You're comfortable navigating complexity and don't wait for perfect information to move forward. You communicate clearly, give direct feedback, and expect the same in return.

What You Bring

Skills & experience

Required

• Bachelor’s degree in Accounting, Finance, or a related field.
• 6+ years of progressive accounting experience.
• Strong knowledge of U.S. GAAP and demonstrated ability to research, interpret, and apply accounting guidance.
• Experience with loan, lending, debt, or other financial-services-related accounting activities.
• Demonstrated experience leading, coaching, and developing accounting professionals and reviewing the work of others.
• Experience with internal controls and accounting process improvements.
• Strong analytical and problem-solving skills with the ability to investigate complex accounting issues, identify root causes, and develop practical solutions.
• Ability to manage multiple priorities and meet strict deadlines in a dynamic environment.
• Strong written and verbal communication skills with the ability to partner effectively across Finance and other functions.
• Willingness to use AI-enabled tools and emerging technologies responsibly to improve accounting analysis, documentation, and processes while maintaining appropriate review and controls.

Nice to Have

• CPA or progress toward CPA certification.
• Experience in consumer lending, financial services, fintech, banking, or a related industry.
• Experience implementing accounting process improvements, workflow automation, or financial-system enhancements.
• Familiarity with AI-enabled accounting, finance, analytics, or productivity tools in a controlled environment.

Our AI Mindset

We build with AI. We lead with judgment.

AI isn't a feature here. It's how we work.

We're excited about what AI makes possible, and we're looking for people who share that curiosity. You don't need to be an expert. You need to be open to experimenting, willing to learn, and able to apply new tools in ways that actually move the needle.

In this role, you'll be encouraged to explore AI tools, find practical use cases for your function, and bring ideas for working smarter. We believe the best outcomes come when human judgment and AI capability work together.

Why Oportun

What's in it for you

Oportun offers a competitive compensation and benefits package designed to support your physical, financial, and professional well-being. Benefits vary by country of employment.

Some of the benefits available to eligible employees include:

US Benefits:

• 401(k) including company match
• Medical, Dental & Vision Insurance
• Flexible Spending Account
• Company paid Life & Disability Insurance
• Voluntary benefit programs such as Life/AD&D, Critical Illness, Accident and Hospital Indemnity
• Paid time off such as Flexible PTO and Parental Leave

Eligibility and plan details vary by location and employment status.

The US salary range for this full-time position is $91,500 - $146,400.

Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects a national minimum and maximum range for new hire salaries for this position.

Within this range, individual pay is determined by work location and additional factors, such as job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range that meets your criteria during the hiring process.

Please note that the compensation range listed in this posting reflects only the base salary for this position and does not include other compensation elements or benefits.